<?xml version="1.0" encoding="utf-8" standalone="yes"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://www.bellgully.com/</loc>
    <lastmod>2026-07-16T02:27:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/not-found/</loc>
    <lastmod>2025-02-05T01:50:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/privacy-policy/</loc>
    <lastmod>2026-07-16T02:13:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/search/</loc>
    <lastmod>2025-05-13T23:12:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/</loc>
    <lastmod>2026-07-16T02:13:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/privacy-and-cyber-security/</loc>
    <lastmod>2026-07-16T02:13:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/water/</loc>
    <lastmod>2026-07-16T02:13:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/banking-and-finance/</loc>
    <lastmod>2026-07-16T02:13:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/banking-and-finance/debt-capital-markets/</loc>
    <lastmod>2026-07-16T02:13:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/banking-and-finance/securitisation-and-structured-finance/</loc>
    <lastmod>2026-07-16T02:13:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/banking-and-finance/sustainable-and-green-finance/</loc>
    <lastmod>2026-07-16T02:13:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/banking-and-finance/leveraged-finance-and-private-credit/</loc>
    <lastmod>2026-07-16T02:13:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/banking-and-finance/project-finance/</loc>
    <lastmod>2026-07-16T02:13:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/banking-and-finance/real-estate-finance/</loc>
    <lastmod>2026-07-16T02:13:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/climate-and-esg/</loc>
    <lastmod>2026-07-16T02:13:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/corporate/</loc>
    <lastmod>2026-07-16T02:13:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/corporate/corporate-advisory-and-governance/</loc>
    <lastmod>2026-07-16T02:13:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/corporate/equity-capital-markets/</loc>
    <lastmod>2026-07-16T02:13:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/corporate/mergers-and-acquisitions/</loc>
    <lastmod>2026-07-16T02:13:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/corporate/private-capital/</loc>
    <lastmod>2026-07-16T02:13:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/corporate/takeovers/</loc>
    <lastmod>2026-07-16T02:13:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/corporate/listed-companies/</loc>
    <lastmod>2026-07-16T02:13:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/financial-services/</loc>
    <lastmod>2026-07-16T02:13:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/construction/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/consumer-regulatory-and-compliance/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/employee-share-schemes/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/energy-and-renewables/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/employment/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/employment/health-and-safety/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/environment-and-planning/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/digital-and-technology/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/infrastructure/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/insurance/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/intellectual-property/</loc>
    <lastmod>2026-07-16T02:13:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/litigation-and-dispute-resolution/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/litigation-and-dispute-resolution/class-actions/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/litigation-and-dispute-resolution/arbitration/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/litigation-and-dispute-resolution/white-collar-crime-and-regulatory-enforcement/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/maori-business-and-law-pakihi-maori-me-te-ture/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/overseas-investment/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/private-client-family-office-immigration/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/real-estate/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/restructuring-and-insolvency/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/forestry-and-agribusiness/</loc>
    <lastmod>2026-07-16T02:13:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/tax/</loc>
    <lastmod>2026-07-16T02:13:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/competition-and-antitrust/</loc>
    <lastmod>2026-07-16T02:13:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/public-sector/</loc>
    <lastmod>2026-07-16T02:13:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/health/</loc>
    <lastmod>2026-07-16T02:13:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/media-and-entertainment/</loc>
    <lastmod>2026-07-16T02:13:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/housing/</loc>
    <lastmod>2026-07-16T02:13:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/expertise/food-and-beverage/</loc>
    <lastmod>2026-07-16T02:13:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/</loc>
    <lastmod>2026-04-29T00:58:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-listed-as-an-elite-firm-in-gcr100-guide-to-top-competition-lawyers/</loc>
    <lastmod>2026-07-16T02:13:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-kidscan/</loc>
    <lastmod>2026-07-16T02:13:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-named-among-world-s-leading-law-firms-for-employment-by-international-employment-lawyer/</loc>
    <lastmod>2026-07-16T02:13:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-health/</loc>
    <lastmod>2026-07-16T02:13:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-report-warns-businesses-to-stay-alert-as-nz-health-laws-change-again/</loc>
    <lastmod>2026-07-16T02:13:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/infrastructure-funding-and-financing-amendment-bill-what-s-changed/</loc>
    <lastmod>2026-07-16T02:13:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/resource-management-act-replacements-unveiled/</loc>
    <lastmod>2026-07-16T02:13:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/class-actions-2025-round-up/</loc>
    <lastmod>2026-07-16T02:13:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/chambers-asia-pacific-2026-recognises-bell-gully-as-a-leading-new-zealand-law-firm/</loc>
    <lastmod>2026-07-16T02:13:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-corporate-and-litigation-teams-welcome-senior-appointments/</loc>
    <lastmod>2026-07-16T02:13:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-climate-change/</loc>
    <lastmod>2026-07-16T02:13:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-report-wraps-up-2025-climate-developments-looks-ahead-to-2026/</loc>
    <lastmod>2026-07-16T02:13:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/uk-supreme-court-discourages-meritless-opt-out-class-action-proceedings/</loc>
    <lastmod>2026-07-16T02:13:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/overseas-investment-act-update-door-opens-for-investor-visa-holders-buying-residential-land/</loc>
    <lastmod>2026-07-16T02:13:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/modern-slavery-legislation-receives-cross-party-backing/</loc>
    <lastmod>2026-07-16T02:13:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-governments-proposed-reform-of-local-government-a-summary-guide/</loc>
    <lastmod>2026-07-16T02:13:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/partnership-announcement-bell-gully-welcomes-new-corporate-partner-in-2026/</loc>
    <lastmod>2026-07-16T02:13:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/major-overseas-investment-reforms-set-to-commence/</loc>
    <lastmod>2026-07-16T02:13:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/unconscionable-conduct-enforcement-gets-underway/</loc>
    <lastmod>2026-07-16T02:13:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/refocusing-health-and-safety-health-and-safety-at-work-amendment-bill-proposes-significant-amendments/</loc>
    <lastmod>2026-07-16T02:13:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/employment-relations-amendment-act-now-imminent-what-employers-need-to-know/</loc>
    <lastmod>2026-07-16T02:13:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/submissions-have-closed-on-major-competition-law-overhaul/</loc>
    <lastmod>2026-07-16T02:13:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/when-can-a-creditor-freeze-a-third-party-s-assets/</loc>
    <lastmod>2026-07-16T02:13:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/defining-the-boundaries-of-greenwashing-insights-from-australia/</loc>
    <lastmod>2026-07-16T02:13:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/finality-in-expert-determinations-what-is-manifest-error/</loc>
    <lastmod>2026-07-16T02:13:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/navigating-cross-border-trusts-common-pitfalls-for-new-migrants/</loc>
    <lastmod>2026-07-16T02:13:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/directors-duties-important-new-guidance-from-australia/</loc>
    <lastmod>2026-07-16T02:13:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/privacy-penalties-and-personal-liability-a-new-world-for-nz-cyber-laws/</loc>
    <lastmod>2026-07-16T02:13:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/time-for-a-change-what-the-employment-leave-bill-means-for-employers/</loc>
    <lastmod>2026-07-16T02:13:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/gift-card-expiry-rules-what-issuers-need-to-know/</loc>
    <lastmod>2026-07-16T02:13:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/legal-500-country-comparative-guides-2026-insurance-disputes-new-zealand/</loc>
    <lastmod>2026-07-16T02:13:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-infrastructure-funding-new-tools-and-opportunities/</loc>
    <lastmod>2026-07-16T02:13:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-report-looks-at-the-expanding-toolkit-around-infrastructure-funding-in-new-zealand/</loc>
    <lastmod>2026-07-16T02:13:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-niff-on-loans-to-expand-nz-ev-charger-network-support-for-major-housing-development/</loc>
    <lastmod>2026-07-16T02:13:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-willable/</loc>
    <lastmod>2026-07-16T02:13:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/ipsa-exposure-draft-bill-released-for-consultation/</loc>
    <lastmod>2026-07-16T02:13:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/do-you-own-your-ai-generated-content-a-summary-for-nz-businesses/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-first-water-organisations-on-local-government-funding-agency-programme-after-role-helping-establish-new-zealand-s-first-water-organisation-under-new-regime/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/legal-advice-privilege-what-it-means-for-internal-client-communications/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-celebrates-five-lawyers-recognised-as-nz-lawyer-2026-future-legal-leaders/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/permanent-forestry-a-new-pathway-for-overseas-investors-under-the-amended-overseas-investment-act/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/modern-slavery-bill-clears-its-first-reading/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-litigation-stars-ranked-in-the-benchmark-litigation-asia-pacific-2026/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-backs-voluntary-nature-and-carbon-markets-with-new-assurance-role/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/wolters-kluwer-new-zealand-budget-report-2026/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/ai-and-privacy-in-new-zealand-a-practical-guide/</loc>
    <lastmod>2026-07-16T02:13:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-chanel-on-its-investment-in-lammermoor-station/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/payments-regulation-in-new-zealand-are-licensing-requirements-on-the-horizon/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-welcomes-four-senior-appointments/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-gut-cancer-foundation/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-pag-on-new-investment-partnership-which-will-acquire-auckland-s-pwc-tower/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-zealand-s-first-national-infrastructure-plan-backed-by-government/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-therapeutic-and-health-advertising-code-now-applies-to-all-new-zealand-advertisements/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/ai-regulation-a-global-comparison/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-the-only-new-zealand-firm-ranked-in-bloomberg-s-global-ma-legal-league-tables/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-balerion-space-ventures-on-investment-in-dawn-aerospace/</loc>
    <lastmod>2026-07-16T02:13:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/whistle-while-you-work-government-commits-to-strengthening-whistleblowing-laws/</loc>
    <lastmod>2026-07-16T02:13:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-announces-decisions-on-insurance-law-reform/</loc>
    <lastmod>2026-07-16T02:13:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/asic-fails-in-responsible-lending-appeal-implications-for-nz-lenders/</loc>
    <lastmod>2026-07-16T02:13:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/missed-opportunity-to-breathe-life-into-new-whistleblowing-laws/</loc>
    <lastmod>2026-07-16T02:13:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-financial-markets-greater-detail-on-the-conduct-regulation-regime/</loc>
    <lastmod>2026-07-16T02:13:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-new-rules-for-trusts-a-toolkit-for-trustees/</loc>
    <lastmod>2026-07-16T02:13:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/family-trusts-is-a-trust-right-for-you/</loc>
    <lastmod>2026-07-16T02:13:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/online-contracts-update-uber-delivers-another-lesson-in-online-terms/</loc>
    <lastmod>2026-07-16T02:13:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/continuous-disclosure-proposed-australian-reforms-may-prompt-nz-rethink/</loc>
    <lastmod>2026-07-16T02:13:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/mandatory-financial-sector-climate-related-disclosure-new-law-introduced-to-parliament/</loc>
    <lastmod>2026-07-16T02:13:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fair-pay-agreements-many-important-questions-remain-unanswered/</loc>
    <lastmod>2026-07-16T02:13:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-releases-eleventh-pro-bono-and-community-report/</loc>
    <lastmod>2026-07-16T02:13:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/consumer-data-right-on-track-for-2022-consumers-in-the-driver-s-seat/</loc>
    <lastmod>2026-07-16T02:13:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/changes-afoot-for-the-nz-ets-participants-advisors-and-nzu-traders-take-note/</loc>
    <lastmod>2026-07-16T02:13:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/unfair-contract-terms-in-b2b-contracts-fair-trading-amendment-bill-passes-third-reading/</loc>
    <lastmod>2026-07-16T02:13:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fma-updates-expectations-around-vulnerable-customers/</loc>
    <lastmod>2026-07-16T02:13:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fma-releases-guidance-note-on-advertising-offers-of-financial-products-under-the-fmca/</loc>
    <lastmod>2026-07-16T02:13:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/mandatory-financial-sector-climate-disclosure-passes-3rd-reading-consultation-opens-on-standards/</loc>
    <lastmod>2026-07-16T02:13:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fee-regulation-on-the-horizon-as-retail-payment-system-bill-passes-first-reading/</loc>
    <lastmod>2026-07-16T02:13:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-releases-tenth-pro-bono-and-community-report/</loc>
    <lastmod>2026-07-16T02:13:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/retentions-reform-progresses-through-parliament/</loc>
    <lastmod>2026-07-16T02:13:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-cccfa-reform-ushers-in-a-new-consumer-credit-landscape/</loc>
    <lastmod>2026-07-16T02:13:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cccfa-back-in-the-spotlight-as-government-review-commences/</loc>
    <lastmod>2026-07-16T02:13:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/gdpr-decision-has-implications-for-digital-advertisers-reaching-eu-audience/</loc>
    <lastmod>2026-07-16T02:13:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/mbie-seeks-submissions-on-insurance-contract-law-reform-bill/</loc>
    <lastmod>2026-07-16T02:13:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-zealand-s-unusual-stance-on-artificial-intelligence-and-copyright-is-work-by-an-ai-protected/</loc>
    <lastmod>2026-07-16T02:13:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-conversations-with-the-amlcft-supervisors-james-greig-fma-director-of-supervision/</loc>
    <lastmod>2026-07-16T02:13:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/projects-and-real-estate-news-issue-no-11/</loc>
    <lastmod>2026-07-16T02:13:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/partner-anna-buchly-included-in-iflr1000-s-women-leaders-2022/</loc>
    <lastmod>2026-07-16T02:13:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/big-firms-facing-big-changes-in-market-power-law/</loc>
    <lastmod>2026-07-16T02:13:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cccfa-update-government-responds-to-criticism-of-lending-reforms/</loc>
    <lastmod>2026-07-16T02:13:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-named-new-zealand-firm-of-the-year-in-chambers-asia-pacific-awards-2022/</loc>
    <lastmod>2026-07-16T02:13:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-erroneous-payments/</loc>
    <lastmod>2026-07-16T02:13:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/who-reads-online-terms-and-does-it-matter-lessons-from-the-us/</loc>
    <lastmod>2026-07-16T02:13:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/online-contracts-update-us-court-gives-lesson-in-web-design/</loc>
    <lastmod>2026-07-16T02:13:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/projects-and-real-estate-news-issue-no-12/</loc>
    <lastmod>2026-07-16T02:13:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/reform-set-to-progress-working-group-recommendations-for-three-waters/</loc>
    <lastmod>2026-07-16T02:13:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/modern-slavery-government-proposes-new-duties-for-all-businesses-as-new-zealand-responds-to-global-problem/</loc>
    <lastmod>2026-07-16T02:13:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-sets-wheels-in-motion-for-future-regulation-for-automated-vehicles/</loc>
    <lastmod>2026-07-16T02:13:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-submission-on-the-draft-insurance-contracts-bill/</loc>
    <lastmod>2026-07-16T02:13:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-passes-new-protected-disclosures-bill-for-whistleblowers/</loc>
    <lastmod>2026-07-16T02:13:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/retail-payment-system-bill-passes-third-reading/</loc>
    <lastmod>2026-07-16T02:13:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/climate-adaptation-consultation-sets-the-stage-for-managed-retreat/</loc>
    <lastmod>2026-07-16T02:13:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/one-step-closer-to-a-new-financial-conduct-regime/</loc>
    <lastmod>2026-07-16T02:13:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/wolters-kluwer-new-zealand-budget-report-22/</loc>
    <lastmod>2026-07-16T02:13:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/18-years-as-elite-ranking-in-global-competition-review-100-guide-to-the-world-s-leading-competition-law-and-economics-practice/</loc>
    <lastmod>2026-07-16T02:13:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-carbon-credits/</loc>
    <lastmod>2026-07-16T02:13:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/projects-and-real-estate-news-issue-no-13/</loc>
    <lastmod>2026-07-16T02:13:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/international-action-highlights-regulatory-risk-over-esg-greenwashing/</loc>
    <lastmod>2026-07-16T02:13:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cccfa-update-government-finalises-tweaks-to-responsible-lending-rules/</loc>
    <lastmod>2026-07-16T02:13:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-bell-gullys-pro-bono-and-community-report-20202021/</loc>
    <lastmod>2026-07-16T02:13:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-goods-and-services-tax-in-2022-and-beyond/</loc>
    <lastmod>2026-07-16T02:13:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/out-with-the-old-and-in-with-the-not-so-old-upcycling-and-the-intellectual-property-implications/</loc>
    <lastmod>2026-07-16T02:13:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-health-a-prescription-for-change/</loc>
    <lastmod>2026-07-16T02:13:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/immigration-update-employers-are-you-accredited-and-do-you-need-to-be/</loc>
    <lastmod>2026-07-16T02:13:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/projects-and-real-estate-news-issue-no-14/</loc>
    <lastmod>2026-07-16T02:13:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/law-commission-releases-final-report-on-class-actions-and-litigation-funding/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/spotlight-on-reasonable-grounds-as-fma-consults-on-guidance-around-financial-advice-on-equity-investments/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-vodafone-nz-on-sale-of-passive-mobile-tower-business-to-infrared-capital-partners-and-northleaf-capital-partners-alongside-infratil-reinvestment/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-crypto-assets/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/women-in-business-law-awards-2022-announces-finalists-across-all-categories/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/projects-and-real-estate-news-issue-no-15/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fma-report-calls-for-improvement-in-the-fund-management-industry-s-esg-disclosures/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-conversations-with-the-amlcft-supervisors-angus-mcgregor-and-kerry-beaumont-rbnz/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-the-kindness-collective-foundation/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/last-chance-to-have-your-say-xrb-releases-exposure-draft-of-the-climate-related-disclosure-standards/</loc>
    <lastmod>2026-07-16T02:13:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/nzx-consults-on-changes-to-its-capital-raising-settings-and-listing-options/</loc>
    <lastmod>2026-07-16T02:13:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cccfa-update-government-fine-tunes-responsible-lending-rules/</loc>
    <lastmod>2026-07-16T02:13:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/offshore-wind-developments-what-will-the-nz-framework-look-like/</loc>
    <lastmod>2026-07-16T02:13:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-understanding-the-new-prohibition-on-unconscionable-conduct/</loc>
    <lastmod>2026-07-16T02:13:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/nzx-begins-second-round-of-consultation-on-nzx-corporate-governance-code/</loc>
    <lastmod>2026-07-16T02:13:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/biometrics-and-privacy-privacy-commissioner-seeks-submissions/</loc>
    <lastmod>2026-07-16T02:13:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-gst-rules-for-accommodation-and-transportation-services-provided-by-digital-platforms/</loc>
    <lastmod>2026-07-16T02:13:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/prison-time-for-cartels-what-s-next-for-new-zealand/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/deposit-takers-bill-introduced-to-parliament/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/insurance-policy-exclusion-clauses-back-in-the-spotlight/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/select-committee-reports-back-on-fair-pay-agreements-full-steam-ahead/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-revolution-in-product-packaging-as-new-waste-minimisation-regulations-come-into-force/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/james-gibson-named-in-iflr-asia-best-lawyers-2022/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-wellington-office-s-new-premises/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-property-finance/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-marlborough-kaikoura-trail-trust/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/procuring-major-projects-in-uncertain-times-key-challenges-and-possible-solutions/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-igneo-infrastructure-partners-on-nz-19-billion-acquisition-of-waste-management-new-zealand/</loc>
    <lastmod>2026-07-16T02:13:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/projects-and-real-estate-news-issue-no-16/</loc>
    <lastmod>2026-07-16T02:13:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-new-zealand-defence-force-on-sustainment-contract-for-p-8a-poseidon-maritime-patrol-aircraft/</loc>
    <lastmod>2026-07-16T02:13:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/how-will-new-zealand-be-affected-by-australia-s-proposed-new-privacy-legislation/</loc>
    <lastmod>2026-07-16T02:13:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/transformation-in-short-supply-as-new-environment-and-planning-bills-echo-previous-legislation/</loc>
    <lastmod>2026-07-16T02:13:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-burnett-foundation-aotearoa/</loc>
    <lastmod>2026-07-16T02:13:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-igneo-infrastructure-partners-and-first-gas-on-the-nz-260-million-acquisition-of-eastland-network/</loc>
    <lastmod>2026-07-16T02:13:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/courts-propose-fundamental-changes-to-civil-litigation-in-new-zealand/</loc>
    <lastmod>2026-07-16T02:13:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-commerce-commission-chair-appointed/</loc>
    <lastmod>2026-07-16T02:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/nz-ets-governance-financial-markets-regulation-proposed-for-nzu-markets/</loc>
    <lastmod>2026-07-16T02:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fma-releases-information-on-licensing-fair-conduct-programmes-under-the-cofi-regime/</loc>
    <lastmod>2026-07-16T02:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bill-to-strengthen-australian-privacy-laws-passes-how-should-nz-entities-respond/</loc>
    <lastmod>2026-07-16T02:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/class-actions-and-litigation-funding-government-response-shows-no-urgency-for-reform/</loc>
    <lastmod>2026-07-16T02:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/australian-regulator-focuses-in-on-esg-greenwashing-lessons-for-new-zealand/</loc>
    <lastmod>2026-07-16T02:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-therapeutic-products-bill-a-long-awaited-system-overhaul-arrives/</loc>
    <lastmod>2026-07-16T02:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-blockchain-and-cryptocurrency/</loc>
    <lastmod>2026-07-16T02:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-welcomes-three-new-senior-litigation-lawyers/</loc>
    <lastmod>2026-07-16T02:13:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-acts-for-ngcc-and-cip-on-14-billion-public-safety-network/</loc>
    <lastmod>2026-07-16T02:13:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-fincap/</loc>
    <lastmod>2026-07-16T02:13:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-development-financing/</loc>
    <lastmod>2026-07-16T02:13:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-s-climate-change-practice-ranked-in-the-legal-500-s-green-guide-asia-pacific/</loc>
    <lastmod>2026-07-16T02:13:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-therapeutic-products-is-reform-the-best-medicine/</loc>
    <lastmod>2026-07-16T02:13:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/consumer-data-right-government-proposes-significant-penalties-for-breach/</loc>
    <lastmod>2026-07-16T02:13:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/global-recognition-for-bell-gully-in-2023-directories-and-ma-league-tables/</loc>
    <lastmod>2026-07-16T02:13:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-submission-on-companies-directors-duties-amendment-bill/</loc>
    <lastmod>2026-07-16T02:13:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-breast-cancer-foundation-nz/</loc>
    <lastmod>2026-07-16T02:13:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/insurance-cover-for-property-damaged-by-pollution-or-contamination-does-an-exclusion-apply/</loc>
    <lastmod>2026-07-16T02:13:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/high-court-provides-guidance-on-competing-trans-tasman-class-actions/</loc>
    <lastmod>2026-07-16T02:13:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-s-new-and-notable-senior-appointments-for-2023/</loc>
    <lastmod>2026-07-16T02:13:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/privacy-act-review-report-what-to-expect-in-the-future-of-australian-privacy-laws/</loc>
    <lastmod>2026-07-16T02:13:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cyclone-gabrielle-key-legal-considerations-for-affected-businesses/</loc>
    <lastmod>2026-07-16T02:13:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fma-releases-draft-guidance-on-intermediated-distribution-under-cofi/</loc>
    <lastmod>2026-07-16T02:13:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-cccfa-exemption-for-weather-affected-borrowers/</loc>
    <lastmod>2026-07-16T02:13:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-fma-guidance-for-financial-advice-relevant-to-ecm-transactions/</loc>
    <lastmod>2026-07-16T02:13:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-and-buddle-findlay-consortium-appointed-as-legal-providers-to-wellington-s-transformational-lgwm-programme/</loc>
    <lastmod>2026-07-16T02:13:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-recognised-as-new-zealand-leader-in-the-legal-500-for-2023/</loc>
    <lastmod>2026-07-16T02:13:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/natural-hazards-insurance-act-passes-into-law/</loc>
    <lastmod>2026-07-16T02:13:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-swiss-abyss-big-changes-for-toblerone-and-gruyere-on-the-horizon/</loc>
    <lastmod>2026-07-16T02:13:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-uk-gdpr-proposals-released/</loc>
    <lastmod>2026-07-16T02:13:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/three-waters-case-affirms-courts-will-not-interfere-in-legislative-process/</loc>
    <lastmod>2026-07-16T02:13:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/high-court-provides-guidance-on-artificial-intelligence-under-the-new-zealand-patents-act-2013/</loc>
    <lastmod>2026-07-16T02:13:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/secured-creditors-v-prospective-purchasers-the-power-of-the-equitable-lien/</loc>
    <lastmod>2026-07-16T02:13:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/misuse-of-market-power-changes-come-into-force/</loc>
    <lastmod>2026-07-16T02:13:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/organic-products-and-production-act-2023-comes-into-force-heralding-in-a-new-organic-products-regime/</loc>
    <lastmod>2026-07-16T02:13:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-insolvent-lender-considerations/</loc>
    <lastmod>2026-07-16T02:13:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/setting-off-debts-to-avoid-the-liquidators-clawback-voidable-transactions-v-set-off/</loc>
    <lastmod>2026-07-16T02:13:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/data-retention-the-sleeping-giant-of-privacy-law/</loc>
    <lastmod>2026-07-16T02:13:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-childfund-new-zealand/</loc>
    <lastmod>2026-07-16T02:13:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/resale-royalty-scheme-for-visual-artists-to-be-established-in-new-zealand/</loc>
    <lastmod>2026-07-16T02:13:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/retentions-reform-passes-through-parliament/</loc>
    <lastmod>2026-07-16T02:13:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/timeframes-to-remedy-mortgage-or-commercial-lease-defaults-return-to-pre-covid-periods/</loc>
    <lastmod>2026-07-16T02:13:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/high-wealth-individuals-research-project-report-released-by-inland-revenue/</loc>
    <lastmod>2026-07-16T02:13:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/companies-directors-duties-amendment-bill-fails-to-get-select-committee-endorsement/</loc>
    <lastmod>2026-07-16T02:13:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/wolters-kluwer-new-zealand-budget-report-2023/</loc>
    <lastmod>2026-07-16T02:13:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/tiny-town-big-decision-new-high-court-judgment-adopts-tiny-town/</loc>
    <lastmod>2026-07-16T02:13:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/ai-act-a-step-closer-to-the-first-rules-for-artificial-intelligence/</loc>
    <lastmod>2026-07-16T02:13:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-unexpected-consequences-of-gst-in-insolvencies-and-mortgagee-sales/</loc>
    <lastmod>2026-07-16T02:13:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-is-advising-the-energy-efficiency-and-conservation-authority-eeca-on-new-zealand-s-largest-emissions-reduction-project/</loc>
    <lastmod>2026-07-16T02:13:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/record-12-billion-fine-issued-under-the-gdpr/</loc>
    <lastmod>2026-07-16T02:13:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-common-sense-approach-to-insurance-policies-and-a-ww2-bomb/</loc>
    <lastmod>2026-07-16T02:13:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/why-use-a-trust-following-the-trustee-tax-rate-increase/</loc>
    <lastmod>2026-07-16T02:13:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-12-month-timeframe-for-raising-sexual-harassment-personal-grievances/</loc>
    <lastmod>2026-07-16T02:13:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/honey-trapped-kiwi-manuka-honey-producers-lose-trademark-bid-where-to-from-here/</loc>
    <lastmod>2026-07-16T02:13:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advised-brookfield-asset-management-on-the-unconditional-sale-of-its-4995-stake-in-one-nz-to-infratil-for-18-billion/</loc>
    <lastmod>2026-07-16T02:13:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/time-to-engage-consultation-draft-released-on-nzs-3910-construction-contract/</loc>
    <lastmod>2026-07-16T02:13:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/ai-the-race-to-regulate/</loc>
    <lastmod>2026-07-16T02:13:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/customer-and-product-data-bill-what-you-need-to-know/</loc>
    <lastmod>2026-07-16T02:13:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/always-check-the-source-could-chatgpt-be-defaming-you/</loc>
    <lastmod>2026-07-16T02:13:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-balancing-act-achieving-safer-online-services-and-media-platforms/</loc>
    <lastmod>2026-07-16T02:13:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-rbnzs-enforcement-framework/</loc>
    <lastmod>2026-07-16T02:13:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/deposit-takers-legislation-passes-third-reading-strengthening-nz-s-financial-stability-framework/</loc>
    <lastmod>2026-07-16T02:13:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-consults-on-building-consent-system-reform/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cofi-regime-taking-shape-as-final-guidance-on-intermediated-distribution-channels-is-released-and-incentives-regulations-made/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/uk-supreme-court-delivers-milestone-judgment-on-a-bank-s-duty-to-follow-customer-instructions/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-corporate-partner-james-gibson-named-as-one-of-new-zealand-s-most-influential-lawyers/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/significant-employment-court-decision-on-tikanga-obligations/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-eeca-on-second-major-emissions-reduction-deal/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-welcomes-julian-brown-to-the-partnership/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/restricting-restraints-of-trade-bill-goes-to-select-committee/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-launches-review-of-anti-competitive-land-agreements/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/controversial-companies-directors-duties-amendment-bill-passes-third-reading-and-will-shortly-become-law/</loc>
    <lastmod>2026-07-16T02:13:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/supreme-court-rules-on-scope-of-insurance-exclusion-clause/</loc>
    <lastmod>2026-07-16T02:13:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-climate-change-towards-adaptation/</loc>
    <lastmod>2026-07-16T02:13:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/businesses-face-growing-range-of-climate-issues-urged-to-stay-close-to-developments/</loc>
    <lastmod>2026-07-16T02:13:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/does-a-life-insurance-policy-pay-out-for-terminal-illness-if-the-illness-can-be-treated/</loc>
    <lastmod>2026-07-16T02:13:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-crown-infrastructure-partners-on-second-landmark-transaction-to-be-implemented-under-the-iff-act-for-construction-of-the-moa-point-sludge-minimisation-plant/</loc>
    <lastmod>2026-07-16T02:13:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-bell-gullys-pro-bono-and-community-report-2023/</loc>
    <lastmod>2026-07-16T02:13:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/removing-gst-from-fruit-and-vegetables-a-recipe-for-unintended-consequences/</loc>
    <lastmod>2026-07-16T02:13:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/rma-replacements-shift-towards-greater-environmental-protection-as-they-pass-third-reading/</loc>
    <lastmod>2026-07-16T02:13:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-s-guide-to-schemes-and-takeovers-in-new-zealand/</loc>
    <lastmod>2026-07-16T02:13:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/supreme-court-releases-mainzeal-decision-on-directors-duties/</loc>
    <lastmod>2026-07-16T02:13:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-amlcft-regulatory-change-and-enforcement/</loc>
    <lastmod>2026-07-16T02:13:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/supreme-court-s-mainzeal-decision-legislative-reform-is-needed/</loc>
    <lastmod>2026-07-16T02:13:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/national-party-policy-for-the-squeezed-middle-with-some-surprises/</loc>
    <lastmod>2026-07-16T02:13:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/supreme-court-s-mainzeal-decision-guidance-for-directors/</loc>
    <lastmod>2026-07-16T02:13:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/buy-now-pay-later-the-new-regulatory-landscape/</loc>
    <lastmod>2026-07-16T02:13:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-taskforce-kiwi/</loc>
    <lastmod>2026-07-16T02:13:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-the-ra-on-its-partnership-with-golf-new-zealand-in-the-international-golf-technology-solutions-provider-dotgolf/</loc>
    <lastmod>2026-07-16T02:14:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-wellington-city-council-on-establishment-of-community-housing-provider/</loc>
    <lastmod>2026-07-16T02:14:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/privacy-amendment-bill-new-requirements-for-indirect-data-collection/</loc>
    <lastmod>2026-07-16T02:14:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/getting-restructuring-and-redundancy-done-right/</loc>
    <lastmod>2026-07-16T02:14:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/questions-remain-regarding-the-new-zealand-courts-approach-to-assessing-contractual-discretions/</loc>
    <lastmod>2026-07-16T02:14:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-conversations-with-the-amlcft-supervisors-andrew-holmes-and-rob-milnes/</loc>
    <lastmod>2026-07-16T02:14:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/supreme-courts-mainzeal-decision-analysis-and-guidance-for-directors/</loc>
    <lastmod>2026-07-16T02:14:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/clearing-the-chaos-eu-clamps-down-on-greenwashing/</loc>
    <lastmod>2026-07-16T02:14:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-the-financial-conduct-regime-cofi/</loc>
    <lastmod>2026-07-16T02:14:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/extra-credit-consultation-on-biodiversity-credit-scheme-comes-to-a-close/</loc>
    <lastmod>2026-07-16T02:14:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/consultations-seek-views-on-managing-natural-hazard-risk-climate-adaptation/</loc>
    <lastmod>2026-07-16T02:14:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-make-a-wish-new-zealand/</loc>
    <lastmod>2026-07-16T02:14:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/are-there-limits-on-a-liquidator-s-power-to-request-information-from-outside-new-zealand/</loc>
    <lastmod>2026-07-16T02:14:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fma-consults-on-outcomes-focused-regulation/</loc>
    <lastmod>2026-07-16T02:14:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-celebrates-several-accolades-at-the-new-zealand-law-awards-2023/</loc>
    <lastmod>2026-07-16T02:14:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/preparing-for-biometrics-regulation-insights-from-the-opc-s-announcement/</loc>
    <lastmod>2026-07-16T02:14:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-coalition-agreements-signal-smoother-oio-process-for-investors/</loc>
    <lastmod>2026-07-16T02:14:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/will-the-new-government-gamble-on-online-casino-gambling-tax/</loc>
    <lastmod>2026-07-16T02:14:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-s-climate-change-practice-ranked-by-legal-500-s-green-guide-asia-pacific-2024/</loc>
    <lastmod>2026-07-16T02:14:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-auckland-city-mission-homeground/</loc>
    <lastmod>2026-07-16T02:14:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-property-financing/</loc>
    <lastmod>2026-07-16T02:14:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/data-protection-and-digital-information-bill-the-uk-s-emerging-reforms/</loc>
    <lastmod>2026-07-16T02:14:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/reserve-bank-launches-final-omnibus-consultation-on-ipsa/</loc>
    <lastmod>2026-07-16T02:14:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/commerce-commission-files-first-criminal-charges-for-cartel-conduct/</loc>
    <lastmod>2026-07-16T02:14:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-new-senior-associates-join-bell-gully-s-ranks-in-2023/</loc>
    <lastmod>2026-07-16T02:14:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-lawyers-recognised-in-respected-legal-directory-chambers-asia-pacific-2024/</loc>
    <lastmod>2026-07-16T02:14:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/to-infinity-and-beyond-insurance-brokers-duty-of-care/</loc>
    <lastmod>2026-07-16T02:14:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/watch-this-changing-space-employment-law-updates/</loc>
    <lastmod>2026-07-16T02:14:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/therapeutic-products-business-as-usual-for-the-moment-but-the-rationale-for-reform-remains/</loc>
    <lastmod>2026-07-16T02:14:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-government-signals-regulatory-priorities-for-the-financial-services-sector/</loc>
    <lastmod>2026-07-16T02:14:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-announces-five-new-partners-for-2024/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/supreme-court-releases-smith-v-fonterra-ors-decision-on-novel-climate-change-claims/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/tikanga-maori-and-state-law-an-exploration-of-he-poutama/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/tikanga-maori-and-state-law-an-exploration-of-he-poutama-part-one-tikanga/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-fast-facts-on-carbon-credits-1/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/commerce-commission-updates-cartel-leniency-and-immunity-policy/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/tikanga-maori-and-state-law-an-exploration-of-he-poutama-part-two-interaction-between-tikanga-and-state-law/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cybersecurity-update-new-reporting-obligations-for-financial-sector/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-zealand-s-new-investor-residence-programme-a-reflection-after-18-months/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/us-adopts-watered-down-climate-related-disclosure-regime/</loc>
    <lastmod>2026-07-16T02:14:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-te-hononga-akoranga-comet-auckland/</loc>
    <lastmod>2026-07-16T02:14:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-s-fast-track-approvals-bill-released-under-100-day-plan/</loc>
    <lastmod>2026-07-16T02:14:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/select-committee-offers-little-reprieve-from-trust-tax-changes/</loc>
    <lastmod>2026-07-16T02:14:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/climate-change-commission-recommends-removal-of-excess-ets-units-as-soon-as-possible/</loc>
    <lastmod>2026-07-16T02:14:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-ai-act-europe-leads-the-charge-on-ai-regulation/</loc>
    <lastmod>2026-07-16T02:14:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/details-emerge-on-two-year-bright-line-interest-deductions-gambling-taxes/</loc>
    <lastmod>2026-07-16T02:14:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/court-delivers-significant-judgment-on-insurers-obligations-under-home-insurance-policies/</loc>
    <lastmod>2026-07-16T02:14:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/too-close-to-home-one-step-closer-to-protection-of-directors-residential-addresses-in-new-zealand/</loc>
    <lastmod>2026-07-16T02:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/insurance-contracts-bill-resurfaces-out-of-a-biscuit-tin/</loc>
    <lastmod>2026-07-16T02:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-maori-land-court-issues-whenua-maori-lending-guidelines/</loc>
    <lastmod>2026-07-16T02:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/climate-change-commission-releases-three-key-papers/</loc>
    <lastmod>2026-07-16T02:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/tikanga-maori-and-state-law-an-exploration-of-he-poutama-part-three-future-engagement/</loc>
    <lastmod>2026-07-16T02:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cccfa-back-under-the-microscope-government-unveils-major-wind-back/</loc>
    <lastmod>2026-07-16T02:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/significant-health-and-safety-prosecution-of-former-chief-executive/</loc>
    <lastmod>2026-07-16T02:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/tikanga-maori-and-state-law-exploring-he-poutama/</loc>
    <lastmod>2026-07-16T02:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/local-water-done-well-government-announces-new-water-infrastructure-plan-for-auckland/</loc>
    <lastmod>2026-07-16T02:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-bill-confirms-insurance-reform-is-on-the-way/</loc>
    <lastmod>2026-07-16T02:14:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/health-and-safety-obligations-for-school-boards-of-trustees-in-the-spotlight/</loc>
    <lastmod>2026-07-16T02:14:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/privacy-update-submissions-open-on-new-indirect-collection-requirements/</loc>
    <lastmod>2026-07-16T02:14:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/that-s-the-ticket-viagogo-ordered-to-correct-misleading-information/</loc>
    <lastmod>2026-07-16T02:14:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-step-closer-to-a-consumer-data-right-updated-bill-introduced/</loc>
    <lastmod>2026-07-16T02:14:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/wolters-kluwer-new-zealand-budget-report-2024/</loc>
    <lastmod>2026-07-16T02:14:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/rbnz-debt-to-income-restrictions-activated/</loc>
    <lastmod>2026-07-16T02:14:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/seven-key-questions-on-the-fit-for-purpose-financial-services-conduct-regulation-consultation/</loc>
    <lastmod>2026-07-16T02:14:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/holidays-act-reform-change-is-as-good-as-a-holiday/</loc>
    <lastmod>2026-07-16T02:14:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/consultation-on-consumer-credit-reforms-considerations-for-lenders/</loc>
    <lastmod>2026-07-16T02:14:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-s-positive-signals-for-overseas-investments-into-new-zealand/</loc>
    <lastmod>2026-07-16T02:14:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-tu-maia/</loc>
    <lastmod>2026-07-16T02:14:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fma-s-proposed-regulation-of-derivatives/</loc>
    <lastmod>2026-07-16T02:14:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/transforming-health-and-safety-a-new-era-of-reform-and-fewer-road-cones/</loc>
    <lastmod>2026-07-16T02:14:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/private-nuisance-practical-considerations-to-minimise-disruption-during-major-projects/</loc>
    <lastmod>2026-07-16T02:14:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-welcomes-six-senior-associates-to-national-team/</loc>
    <lastmod>2026-07-16T02:14:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/proceedings-against-foodstuffs-north-island-indicates-commerce-commission-s-commitment-to-pursue-anti-competitive-land-covenants/</loc>
    <lastmod>2026-07-16T02:14:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/greenwashing-update-recent-claims-highlight-key-issues-for-managed-funds/</loc>
    <lastmod>2026-07-16T02:14:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/earthquake-prone-buildings-review-seismic-shift-in-building-resilience/</loc>
    <lastmod>2026-07-16T02:14:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fenz-levy-rates-set-to-increase/</loc>
    <lastmod>2026-07-16T02:14:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/expanded-scope-for-covid-19-royal-commission/</loc>
    <lastmod>2026-07-16T02:14:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/guidance-on-geographical-indicators-maori-trade-marks-among-iponz-updates/</loc>
    <lastmod>2026-07-16T02:14:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-focus-on-pie-structures-following-trustee-tax-rate-increase/</loc>
    <lastmod>2026-07-16T02:14:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/carbon-capture-utilisation-and-storage-a-way-forward-for-new-zealand/</loc>
    <lastmod>2026-07-16T02:14:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/la-propriete-intellectuelle-intellectual-property-considerations-for-the-2024-olympic-and-paralympic-games/</loc>
    <lastmod>2026-07-16T02:14:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-seeks-feedback-on-new-zealand-s-emissions-reduction-plans/</loc>
    <lastmod>2026-07-16T02:14:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-stonepeak-on-scheme-of-arrangement-to-acquire-arvida/</loc>
    <lastmod>2026-07-16T02:14:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-fma-guidance-for-providers-of-client-money-or-property-services/</loc>
    <lastmod>2026-07-16T02:14:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-infrastructure-defying-the-deficit-with-better-delivery/</loc>
    <lastmod>2026-07-16T02:14:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/better-ways-of-delivery-needed-to-address-infrastructure-deficit-bell-gully-report/</loc>
    <lastmod>2026-07-16T02:14:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/consumer-data-right-update-submissions-open-on-transformative-reforms/</loc>
    <lastmod>2026-07-16T02:14:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/alleviating-the-energy-security-crunch/</loc>
    <lastmod>2026-07-16T02:14:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/building-owners-to-be-given-more-time-to-remediate-earthquake-prone-buildings/</loc>
    <lastmod>2026-07-16T02:14:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-s-new-water-plan-revealed-what-is-it-and-where-to-next/</loc>
    <lastmod>2026-07-16T02:14:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/companies-act-reform-changes-to-modernise-simplify-and-digitise-underway/</loc>
    <lastmod>2026-07-16T02:14:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/sweeping-biotechnology-sector-changes-emerge-as-submissions-sought-on-key-genetically-modified-food-proposal/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/key-changes-announced-to-fast-track-approvals-bill-and-the-rma-reform-phase-two/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/regional-deals-strategic-framework/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/terms-of-reference-released-for-phase-2-of-covid-19-royal-commission/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/greenwashing-in-the-crosshairs-lessons-from-australia/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-s-range-of-energy-reforms-towards-an-energy-security-act/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-a-finalist-in-the-new-zealand-law-awards/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-announces-further-reforms-to-financial-services-regulation/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-contact-energy-on-scheme-of-arrangement-to-acquire-manawa-energy/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/gst-treatment-of-managed-fund-fees-possible-relief-for-investors/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/clarification-of-employee-v-contractor-status-on-the-immediate-horizon/</loc>
    <lastmod>2026-07-16T02:14:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-is-named-new-zealand-disputes-firm-of-the-year-in-the-itr-asia-pacific-tax-awards-2024/</loc>
    <lastmod>2026-07-16T02:14:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/supreme-court-releases-decision-on-limitation-periods-under-the-building-act/</loc>
    <lastmod>2026-07-16T02:14:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/another-step-closer-for-new-insurance-contract-legislation/</loc>
    <lastmod>2026-07-16T02:14:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-announces-ambitious-programme-for-rma-reform/</loc>
    <lastmod>2026-07-16T02:14:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/major-overhaul-ahead-for-new-zealands-building-consent-system/</loc>
    <lastmod>2026-07-16T02:14:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-is-advising-genesis-energy-on-investment-in-chargenet/</loc>
    <lastmod>2026-07-16T02:14:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/infrastructure-for-christmas-what-s-coming-in-q4-2024/</loc>
    <lastmod>2026-07-16T02:14:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/boosting-housing-supply-government-to-underwrite-new-residential-developments/</loc>
    <lastmod>2026-07-16T02:14:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-signals-further-overseas-investment-reform-to-drive-growth/</loc>
    <lastmod>2026-07-16T02:14:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/ai-and-consumer-law-key-takeaways-from-australian-review/</loc>
    <lastmod>2026-07-16T02:14:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-rise-and-rise-of-generative-ai/</loc>
    <lastmod>2026-07-16T02:14:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/resource-management-reform-phases-2-and-3/</loc>
    <lastmod>2026-07-16T02:14:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/long-awaited-contracts-of-insurance-act-passes-third-reading/</loc>
    <lastmod>2026-07-16T02:14:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/privacy-update-getting-ready-for-ipp-3a/</loc>
    <lastmod>2026-07-16T02:14:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-copyright-win-from-the-biscuit-tin-copyright-parody-and-satire-amendment-bill-set-to-be-debated-in-parliament/</loc>
    <lastmod>2026-07-16T02:14:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/guilty-significant-outcome-in-health-and-safety-prosecution-of-former-chief-executive/</loc>
    <lastmod>2026-07-16T02:14:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-is-named-large-law-firm-of-the-year-at-the-new-zealand-law-awards-2024/</loc>
    <lastmod>2026-07-16T02:14:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-edition-of-the-commercial-deed-of-lease-key-changes-and-insights/</loc>
    <lastmod>2026-07-16T02:14:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-changes-seek-neutrality-among-social-housing-providers/</loc>
    <lastmod>2026-07-16T02:14:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/privacy-update-australian-government-passes-two-major-pieces-of-privacy-law-reform/</loc>
    <lastmod>2026-07-16T02:14:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-climate-change-navigating-the-risks/</loc>
    <lastmod>2026-07-16T02:14:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/spotlight-on-new-zealand-competition-law-government-starts-reform-process/</loc>
    <lastmod>2026-07-16T02:14:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-releases-new-funding-and-financing-framework/</loc>
    <lastmod>2026-07-16T02:14:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-report-takes-stock-of-key-climate-developments-and-offers-guidance-for-2025/</loc>
    <lastmod>2026-07-16T02:14:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/court-of-appeal-overturns-gloriavale-de-banking-injunction-default-rule-and-expanded-default-rule-still-at-large/</loc>
    <lastmod>2026-07-16T02:14:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-announces-second-emissions-reduction-plan-2026-30/</loc>
    <lastmod>2026-07-16T02:14:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/are-there-limits-on-a-liquidator-s-power-to-request-information-from-outside-nz/</loc>
    <lastmod>2026-07-16T02:14:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/commerce-commission-s-2024-25-priorities-key-takeaways-for-new-zealand-businesses/</loc>
    <lastmod>2026-07-16T02:14:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/four-key-ai-developments-to-close-out-2024-holiday-reading-for-nz-businesses/</loc>
    <lastmod>2026-07-16T02:14:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/consumer-data-right-update-key-takeaways-from-select-committee-report/</loc>
    <lastmod>2026-07-16T02:14:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-announces-new-foreign-investment-agency-to-assist-economic-growth/</loc>
    <lastmod>2026-07-16T02:14:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/privacy-breach-from-conference-sign-in-could-pave-the-way-for-class-actions-in-europe/</loc>
    <lastmod>2026-07-16T02:14:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/resource-management-reform-a-phased-approach/</loc>
    <lastmod>2026-07-16T02:14:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-welcomes-new-partner-to-national-construction-and-projects-team-in-2025/</loc>
    <lastmod>2026-07-16T02:14:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/defamation-and-racial-vilification-in-sports-analysis-of-thurston-v-fox-sports-australia-pty-limited-2025-fca-54/</loc>
    <lastmod>2026-07-16T02:14:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-infrastructure-changing-tides-and-new-opportunities/</loc>
    <lastmod>2026-07-16T02:14:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/regulatory-changes-open-window-of-opportunity-in-new-zealand-s-infrastructure-sector-bell-gully-report/</loc>
    <lastmod>2026-07-16T02:14:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/legislative-reform-proposals-for-media-content-and-production/</loc>
    <lastmod>2026-07-16T02:14:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/employment-and-workplace-health-and-safety-law-in-2025-the-only-constant-is-change/</loc>
    <lastmod>2026-07-16T02:14:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/patenting-the-poke-ball-could-it-happen-here/</loc>
    <lastmod>2026-07-16T02:14:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/de-banking-restrictions-back-on-the-table/</loc>
    <lastmod>2026-07-16T02:14:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/nz-overseas-investment-act-reforms-to-accelerate-foreign-investment-applications-process/</loc>
    <lastmod>2026-07-16T02:14:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/public-works-act-reform-set-to-move-forward/</loc>
    <lastmod>2026-07-16T02:14:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/asic-ponders-whether-it-should-be-worried-about-the-emergence-of-private-capital/</loc>
    <lastmod>2026-07-16T02:14:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/proposed-amendments-to-the-consumer-guarantees-act-right-to-repair-bill/</loc>
    <lastmod>2026-07-16T02:14:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/high-court-overturns-whakaari-management-ltd-conviction-and-addresses-scope-of-key-legislative-provision/</loc>
    <lastmod>2026-07-16T02:14:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cbl-judgment-cfo-found-liable-as-an-accessory-for-continuous-disclosure-breaches/</loc>
    <lastmod>2026-07-16T02:14:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/expedited-public-works-act-reform-announcement-environment-court-out-for-priority-projects-incentive-payments-in/</loc>
    <lastmod>2026-07-16T02:14:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-pcnz-leases-what-you-need-to-know/</loc>
    <lastmod>2026-07-16T02:14:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/spotlight-on-economic-growth-in-the-proposed-new-government-procurement-rules/</loc>
    <lastmod>2026-07-16T02:14:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-bell-gullys-pro-bono-and-community-report-2025/</loc>
    <lastmod>2026-07-16T02:14:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-new-approach-to-planning-and-resource-management/</loc>
    <lastmod>2026-07-16T02:14:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fraud-and-scams-update-english-court-rules-on-banks-duties-to-non-customers/</loc>
    <lastmod>2026-07-16T02:14:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/consumer-data-right-takes-effect-a-monumental-step-for-kiwi-consumers/</loc>
    <lastmod>2026-07-16T02:14:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-announces-final-reforms-to-the-public-works-act/</loc>
    <lastmod>2026-07-16T02:14:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/cccfa-cofi-update-major-reforms-offer-simplification-and-a-few-new-challenges/</loc>
    <lastmod>2026-07-16T02:14:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/greenwashing-update-rising-penalties-and-the-dawning-of-nz-s-sustainable-finance-taxonomy/</loc>
    <lastmod>2026-07-16T02:14:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-government-is-limiting-farm-to-forestry-conversions-further-detail-about-the-policy-changes-has-been-announced/</loc>
    <lastmod>2026-07-16T02:14:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/health-and-safety-at-work-act-2015-proposed-reform/</loc>
    <lastmod>2026-07-16T02:14:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-releases-guidance-for-the-responsible-use-and-adoption-of-generative-ai-by-the-public-sector/</loc>
    <lastmod>2026-07-16T02:14:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fraud-and-scams-update-banks-commit-to-new-protections-and-reimbursement-for-scam-victims/</loc>
    <lastmod>2026-07-16T02:14:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/trading-blows-tariffs-and-the-impact-for-new-zealand/</loc>
    <lastmod>2026-07-16T02:14:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bpa-ban-in-europe-what-does-this-mean-for-new-zealand-exporters/</loc>
    <lastmod>2026-07-16T02:14:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-class-actions/</loc>
    <lastmod>2026-07-16T02:14:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/wolters-kluwer-new-zealand-budget-report-2025/</loc>
    <lastmod>2026-07-16T02:14:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/proposed-new-change-of-control-regime-for-financial-sector-ma/</loc>
    <lastmod>2026-07-16T02:14:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/enforcing-against-joint-borrowers-uk-supreme-court-raises-the-bar-for-banks/</loc>
    <lastmod>2026-07-16T02:14:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/esg-update-consultation-opens-on-nz-s-sustainable-finance-taxonomy/</loc>
    <lastmod>2026-07-16T02:14:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/updates-to-resource-management-national-direction-primary-sector-package/</loc>
    <lastmod>2026-07-16T02:14:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/updates-to-resource-management-national-direction-infrastructure-and-development-package/</loc>
    <lastmod>2026-07-16T02:14:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/updates-to-resource-management-national-direction-freshwater-package/</loc>
    <lastmod>2026-07-16T02:14:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-employment-relations-amendment-bill-has-landed-and-it-has-the-potential-to-transform-employment-relations-in-new-zealand/</loc>
    <lastmod>2026-07-16T02:14:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/proposed-new-rules-for-overseas-investment-in-new-zealand-is-your-deal-in-the-national-interest/</loc>
    <lastmod>2026-07-16T02:14:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/regulators-pulling-available-levers-to-boost-ipo-activity/</loc>
    <lastmod>2026-07-16T02:14:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-highlights-seven-senior-appointments/</loc>
    <lastmod>2026-07-16T02:14:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/nz-s-ai-strategy-light-touch-regulation-and-opportunities-for-businesses/</loc>
    <lastmod>2026-07-16T02:14:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/private-credit-trends-and-opportunities/</loc>
    <lastmod>2026-07-16T02:14:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/country-road-duties-case-an-element-of-moral-reasoning/</loc>
    <lastmod>2026-07-16T02:14:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-to-stop-council-plan-changes/</loc>
    <lastmod>2026-07-16T02:14:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/high-court-confirms-fma-does-not-owe-investors-a-duty-of-care/</loc>
    <lastmod>2026-07-16T02:14:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-becomes-first-large-nz-law-firm-to-sign-up-for-firm-wide-launch-of-harvey-ai/</loc>
    <lastmod>2026-07-16T02:14:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/countdown-begins-for-nz-space-bill-who-needs-authorisation-for-ground-based-space-infrastructure/</loc>
    <lastmod>2026-07-16T02:14:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/privilege-update-privy-council-rejects-shareholder-rule/</loc>
    <lastmod>2026-07-16T02:14:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/uk-motor-vehicle-lenders-breathe-sigh-of-relief/</loc>
    <lastmod>2026-07-16T02:14:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-zealand-moves-closer-to-joining-the-budapest-convention-on-cybercrime/</loc>
    <lastmod>2026-07-16T02:14:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/biometrics-regulation-arrives-are-you-ready/</loc>
    <lastmod>2026-07-16T02:14:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-fast-track-process-does-not-allow-short-cuts-compliance-is-key-as-rejections-at-the-first-hurdle-rise-and-new-guidance-is-issued/</loc>
    <lastmod>2026-07-16T02:14:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/proportionate-liability-in-the-building-sector-a-new-era-for-risk-and-responsibility/</loc>
    <lastmod>2026-07-16T02:14:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/significant-tax-reforms-proposed-fif-rules-remote-workers-and-employee-share-scheme-tax-deferral/</loc>
    <lastmod>2026-07-16T02:14:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/gst-reforms-on-the-horizon-joint-ventures-and-other-matters/</loc>
    <lastmod>2026-07-16T02:14:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/oio-issues-welcome-guidance-on-supermarkets-associates-and-monetary-thresholds/</loc>
    <lastmod>2026-07-16T02:14:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/overseas-investors-with-certain-residence-class-visas-now-eligible-to-buy-home-in-nz/</loc>
    <lastmod>2026-07-16T02:14:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-lactalis-on-the-acquisition-of-fonterras-global-consumer-and-associated-businesses/</loc>
    <lastmod>2026-07-16T02:14:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/ashurst-bell-gully-advise-greater-wellington-on-battery-electric-trains-contract/</loc>
    <lastmod>2026-07-16T02:14:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-report-highlights-key-tax-considerations-for-digital-businesses-in-nz/</loc>
    <lastmod>2026-07-16T02:14:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/the-big-picture-digital-tax/</loc>
    <lastmod>2026-07-16T02:14:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/largest-commerce-act-reform-in-20-years-a-game-changer/</loc>
    <lastmod>2026-07-16T02:14:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/holidays-act-overhaul-what-the-intended-new-act-means-for-employers/</loc>
    <lastmod>2026-07-16T02:14:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/preparing-for-ipp-3a-new-requirements-effective-1-may-2026/</loc>
    <lastmod>2026-07-16T02:14:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/high-court-ruling-provides-clarity-on-wholesale-eligible-investor-certificates/</loc>
    <lastmod>2026-07-16T02:14:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/a-helping-hand-blind-low-vision-nz/</loc>
    <lastmod>2026-07-16T02:14:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fast-track-in-action-decisions-rolling-in-as-process-set-for-a-tune-up/</loc>
    <lastmod>2026-07-16T02:14:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/earthquake-prone-buildings-reform-government-unveils-a-proposed-new-risk-based-system/</loc>
    <lastmod>2026-07-16T02:14:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-zealand-s-energy-package-securing-agreement-on-the-future/</loc>
    <lastmod>2026-07-16T02:14:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/5th-edition-of-the-government-procurement-rules-released/</loc>
    <lastmod>2026-07-16T02:14:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-advises-igneo-infrastructure-partners-on-the-sale-of-the-clarus-gas-and-electricity-businesses/</loc>
    <lastmod>2026-07-16T02:14:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/new-zealand-s-first-national-adaptation-framework-for-managing-natural-hazard-risks-includes-new-approach-to-cost-sharing/</loc>
    <lastmod>2026-07-16T02:14:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/major-reforms-to-new-zealand-climate-related-disclosures-regime/</loc>
    <lastmod>2026-07-16T02:14:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/reducing-the-prescription-updates-on-pharmacy-regulation-medicines-advertising-and-the-proposed-medical-products-bill/</loc>
    <lastmod>2026-07-16T02:14:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/fast-track-consenting-changes-what-the-fast-track-approvals-amendment-bill-means-for-you/</loc>
    <lastmod>2026-07-16T02:14:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/government-announces-changes-to-the-climate-change-response-act-releases-assessment-framework-for-carbon-removals/</loc>
    <lastmod>2026-07-16T02:14:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/surprising-new-additions-to-proposed-ipsa-amendments/</loc>
    <lastmod>2026-07-16T02:14:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/consultation-is-open-on-new-auckland-housing-capacity-plan-plan-change-120/</loc>
    <lastmod>2026-07-16T02:14:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/supreme-court-reinstates-rare-permanent-worldwide-anti-suit-anti-enforcement-injunctions/</loc>
    <lastmod>2026-07-16T02:14:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/consumer-data-right-update-mbie-outlines-accreditation-timing-and-next-steps/</loc>
    <lastmod>2026-07-16T02:14:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/insights/bell-gully-recognised-as-new-zealand-s-top-law-firm-at-2025-lexology-index-awards/</loc>
    <lastmod>2026-07-16T02:14:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/</loc>
    <lastmod>2025-05-13T00:08:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/oliver-feslier-holmes/</loc>
    <lastmod>2026-07-16T02:14:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/alice-kenny/</loc>
    <lastmod>2026-07-16T02:14:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/fred-kelly/</loc>
    <lastmod>2026-07-16T02:14:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/mark-gillard/</loc>
    <lastmod>2026-07-16T02:14:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/ravi-maharaj/</loc>
    <lastmod>2026-07-16T02:14:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/matthew-seddon/</loc>
    <lastmod>2026-07-16T02:14:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/rebekah-te-rito/</loc>
    <lastmod>2026-07-16T02:14:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/eri-te-ana-short/</loc>
    <lastmod>2026-07-16T02:14:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/kellee-candy/</loc>
    <lastmod>2026-07-16T02:14:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/grayson-potier/</loc>
    <lastmod>2026-07-16T02:14:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/camille-tabary/</loc>
    <lastmod>2026-07-16T02:14:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sean-potter/</loc>
    <lastmod>2026-07-16T02:14:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/olivia-faulds/</loc>
    <lastmod>2026-07-16T02:14:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sydney-blyde/</loc>
    <lastmod>2026-07-16T02:14:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/barnaby-locke/</loc>
    <lastmod>2026-07-16T02:14:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/alex-bond/</loc>
    <lastmod>2026-07-16T02:14:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/alix-boberg/</loc>
    <lastmod>2026-07-16T02:14:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/amon-nunns/</loc>
    <lastmod>2026-07-16T02:14:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/andrew-petersen/</loc>
    <lastmod>2026-07-16T02:14:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/angela-harford/</loc>
    <lastmod>2026-07-16T02:14:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/anna-buchly/</loc>
    <lastmod>2026-07-16T02:14:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/anna-codlin/</loc>
    <lastmod>2026-07-16T02:14:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/blair-keown/</loc>
    <lastmod>2026-07-16T02:14:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/brad-ward/</loc>
    <lastmod>2026-07-16T02:14:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/brigit-morrison/</loc>
    <lastmod>2026-07-16T02:14:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/bronwyn-gillanders/</loc>
    <lastmod>2026-07-16T02:14:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/campbell-pentney/</loc>
    <lastmod>2026-07-16T02:14:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/charles-wong/</loc>
    <lastmod>2026-07-16T02:14:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/chris-goddard/</loc>
    <lastmod>2026-07-16T02:14:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/chris-hodges/</loc>
    <lastmod>2026-07-16T02:14:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/david-coull/</loc>
    <lastmod>2026-07-16T02:14:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/david-mcpherson/</loc>
    <lastmod>2026-07-16T02:14:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/david-northfield/</loc>
    <lastmod>2026-07-16T02:14:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/dean-alderton/</loc>
    <lastmod>2026-07-16T02:14:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/dean-oppenhuis/</loc>
    <lastmod>2026-07-16T02:14:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/dr-laura-hardcastle/</loc>
    <lastmod>2026-07-16T02:14:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/elena-chang/</loc>
    <lastmod>2026-07-16T02:14:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/emma-quigley/</loc>
    <lastmod>2026-07-16T02:14:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/finnbahr-boyle/</loc>
    <lastmod>2026-07-16T02:14:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/gabrielle-menzies/</loc>
    <lastmod>2026-07-16T02:14:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/glenn-joblin/</loc>
    <lastmod>2026-07-16T02:14:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/glenn-shewan/</loc>
    <lastmod>2026-07-16T02:14:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/grace-stacey-jacobs/</loc>
    <lastmod>2026-07-16T02:14:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/graham-murray/</loc>
    <lastmod>2026-07-16T02:14:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/grant-mckendry/</loc>
    <lastmod>2026-07-16T02:14:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/hannah-turton/</loc>
    <lastmod>2026-07-16T02:14:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/hayden-roberts/</loc>
    <lastmod>2026-07-16T02:14:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/ian-becke/</loc>
    <lastmod>2026-07-16T02:14:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/james-cooney/</loc>
    <lastmod>2026-07-16T02:14:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/james-gibson/</loc>
    <lastmod>2026-07-16T02:14:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/jan-chen/</loc>
    <lastmod>2026-07-16T02:14:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/jane-holland/</loc>
    <lastmod>2026-07-16T02:14:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/jayne-kirton/</loc>
    <lastmod>2026-07-16T02:14:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/jennifer-coote/</loc>
    <lastmod>2026-07-16T02:14:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/jennifer-gunser/</loc>
    <lastmod>2026-07-16T02:14:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/jesse-wilson/</loc>
    <lastmod>2026-07-16T02:14:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/jessica-miles/</loc>
    <lastmod>2026-07-16T02:14:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/josephine-teo/</loc>
    <lastmod>2026-07-16T02:14:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/julian-brown/</loc>
    <lastmod>2026-07-16T02:14:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/karl-anderson/</loc>
    <lastmod>2026-07-16T02:14:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/katie-dow/</loc>
    <lastmod>2026-07-16T02:14:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/kelsey-lindsay/</loc>
    <lastmod>2026-07-16T02:14:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/khim-nah/</loc>
    <lastmod>2026-07-16T02:14:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/kirsty-dobbs/</loc>
    <lastmod>2026-07-16T02:14:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/laura-lincoln/</loc>
    <lastmod>2026-07-16T02:14:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/laura-littlewood/</loc>
    <lastmod>2026-07-16T02:14:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/lisa-mclennan/</loc>
    <lastmod>2026-07-16T02:14:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/liz-coats/</loc>
    <lastmod>2026-07-16T02:14:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/mathew-brown/</loc>
    <lastmod>2026-07-16T02:14:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/mathew-mckay/</loc>
    <lastmod>2026-07-16T02:14:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/matthew-flinn/</loc>
    <lastmod>2026-07-16T02:14:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/matthew-gale/</loc>
    <lastmod>2026-07-16T02:14:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/meika-mchardy/</loc>
    <lastmod>2026-07-16T02:14:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/melissa-ahlefeldt/</loc>
    <lastmod>2026-07-16T02:14:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/natasha-garvan/</loc>
    <lastmod>2026-07-16T02:14:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/nicola-yong/</loc>
    <lastmod>2026-07-16T02:14:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/penny-pasley/</loc>
    <lastmod>2026-07-16T02:14:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/philip-zander/</loc>
    <lastmod>2026-07-16T02:14:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/rachael-brown/</loc>
    <lastmod>2026-07-16T02:14:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/rachel-gowing/</loc>
    <lastmod>2026-07-16T02:14:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/rebecca-compson/</loc>
    <lastmod>2026-07-16T02:14:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/richard-massey/</loc>
    <lastmod>2026-07-16T02:14:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/rosemary-wooders/</loc>
    <lastmod>2026-07-16T02:14:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/roy-crothers/</loc>
    <lastmod>2026-07-16T02:14:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/ruth-keats/</loc>
    <lastmod>2026-07-16T02:14:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sally-whincop/</loc>
    <lastmod>2026-07-16T02:14:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sam-dykes/</loc>
    <lastmod>2026-07-16T02:14:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sam-hiebendaal/</loc>
    <lastmod>2026-07-16T02:14:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sarah-anderson-butler/</loc>
    <lastmod>2026-07-16T02:14:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sarah-cahill/</loc>
    <lastmod>2026-07-16T02:14:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sarah-mcfetridge/</loc>
    <lastmod>2026-07-16T02:14:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/savannah-feyter/</loc>
    <lastmod>2026-07-16T02:14:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/scott-lochhead/</loc>
    <lastmod>2026-07-16T02:14:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sophie-east/</loc>
    <lastmod>2026-07-16T02:14:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/stephen-trevella/</loc>
    <lastmod>2026-07-16T02:14:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/alistair-brook/</loc>
    <lastmod>2026-07-16T02:14:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/tim-fitzgerald/</loc>
    <lastmod>2026-07-16T02:14:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/toa-vulangi/</loc>
    <lastmod>2026-07-16T02:14:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/toby-sharpe/</loc>
    <lastmod>2026-07-16T02:14:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/toni-forrest/</loc>
    <lastmod>2026-07-16T02:14:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/torrin-crowther/</loc>
    <lastmod>2026-07-16T02:14:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/willy-sussman/</loc>
    <lastmod>2026-07-16T02:14:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/zac-kedgley-foot/</loc>
    <lastmod>2026-07-16T02:14:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/colleen-cheong/</loc>
    <lastmod>2026-07-16T02:14:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/megan-exton/</loc>
    <lastmod>2026-07-16T02:14:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/james-ruddell/</loc>
    <lastmod>2026-07-16T02:14:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/melissa-barnett/</loc>
    <lastmod>2026-07-16T02:14:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/paula-hendy/</loc>
    <lastmod>2026-07-16T02:14:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/jasmine-cunard/</loc>
    <lastmod>2026-07-16T02:14:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/jae-kim/</loc>
    <lastmod>2026-07-16T02:14:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/ash-hebden/</loc>
    <lastmod>2026-07-16T02:14:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/meggan-staines/</loc>
    <lastmod>2026-07-16T02:14:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-people/sarah-brougham/</loc>
    <lastmod>2026-07-16T02:14:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/contact-us/</loc>
    <lastmod>2026-07-16T02:29:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/about-us/</loc>
    <lastmod>2026-07-16T02:14:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/community-support/</loc>
    <lastmod>2026-07-16T02:14:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/inclusion-and-diversity/</loc>
    <lastmod>2026-07-16T02:14:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/alumni/</loc>
    <lastmod>2026-07-16T02:14:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/alumni/alumni-subscribe/</loc>
    <lastmod>2026-07-16T02:14:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/alumni/alumni-update/</loc>
    <lastmod>2026-07-16T02:14:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/our-history/</loc>
    <lastmod>2026-07-16T02:14:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/sustainablility/</loc>
    <lastmod>2026-07-16T02:14:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/awards-and-recognition/</loc>
    <lastmod>2026-07-16T02:14:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/our-firm/our-values/</loc>
    <lastmod>2026-07-16T02:15:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/careers/careers-at-bell-gully/</loc>
    <lastmod>2026-07-16T02:15:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/careers/current-opportunities/</loc>
    <lastmod>2026-07-16T02:15:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/careers/legal-professionals/</loc>
    <lastmod>2026-07-16T02:15:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/careers/business-professionals/</loc>
    <lastmod>2026-07-16T02:15:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/careers/summer-intern-and-graduate-recruitment/summer-intern-programme-1/</loc>
    <lastmod>2026-07-16T02:15:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/careers/summer-intern-and-graduate-recruitment/our-recruitment-process-1/</loc>
    <lastmod>2026-07-16T02:15:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/careers/summer-intern-and-graduate-recruitment/graduate-programme/</loc>
    <lastmod>2026-07-16T02:15:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/careers/development-programme/</loc>
    <lastmod>2026-07-16T02:15:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/careers/contact-our-hr-team/</loc>
    <lastmod>2026-07-16T02:15:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/terms-of-engagement/</loc>
    <lastmod>2026-07-16T02:15:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/terms-of-use/</loc>
    <lastmod>2026-07-16T02:15:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/forms/subscribe-to-our-latest-insights/</loc>
    <lastmod>2026-07-16T02:15:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/cpd/</loc>
    <lastmod>2026-07-16T02:15:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.bellgully.com/phishing-scams/</loc>
    <lastmod>2026-07-16T02:15:02+00:00</lastmod>
  </url>
</urlset>